Here are some tips on spotting these bogus emails. First, PAUSE. Don’t be too quick to click on links or reply. Second, look who the email is from. No reputable institution will use a Hotmail address. Check the To line as well. Third, when in doubt, call us or call the institution directly.
Happy Statehood Day!
From: Beata Shiley
Date: July 28, 2025 at 8:25:15 AM HST
To: unknown
Subject: 【Charles Schwab®】Prevent Service Interruption: W-8BEN Form Update Request – 28 Jul 25 18:24 UTC
Dear ,
Your W-8BEN form is expiring. The IRS requires recertification.
Please resubmit a new W-8BEN form to avoid 28% backup withholding on interest, dividends, and other payments.
Update W-8BEN Tax Form:
Thank you.
Sincerely
Cliff M. Robello, CFP®, ChFC
Chief Executive and Senior Advisor
P.S. We’re always on the lookout for more clients just like you. If there’s anyone you know who could use a second opinion on their investments and financial peace of mind, I’d love to hear about them.
CMR Financial Advisors, Inc.
Mailing Address:
111 Hekili St Ste A PMB 607
Kailua, HI 96734
Office:
1003 Bishop Street, Suite 2620
Honolulu, HI 96813
Ph: (808)537-2912
Fax: (866)543-1845
Securities offered by Registered Representatives through Private Client Services ("PCS"). Member FINRA/SIPC. Investment advisory services for CMR are provided through Pinkerton Wealth Partners (“PWP”), an SEC registered investment advisor. Registration with the SEC does not imply a certain level of skill or expertise. PCS and CMR are not affiliated. Neither PCS nor CMR are affiliated with PWP. Neither PWP nor CMR provides legal or tax advice. For more information on PWP’s advisory services please review the firm’s disclosure documents including our Client Relationship Summary which can be found by clicking on the following link
https://adviserinfo.sec.